Listing Details: Flower Mound, Carrollton, Lewisville and Denton County, Texas Real Estate Listings & Homes For Sale Provided by Sandy Luedke

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Current Selection:	All Prices	All Types	All Locations	New Selection	Sorted By: Default	New Sort
<Back to Page			Property 63 of 179 Selections

A Beautiful Home w/ A lot of Features

$425,555

Front

City/ST: Trophy Club, TX	Zip Code: 76262	Property Type: Single Family Home
New or Resale: New	Square Footage: 3791	Bedrooms: 4
Bathrooms: 4	MLS# LHT0008

Property Description: 2 Story, 3791 Sq Ft., 4 Bedrooms, 3 Full Bathroom & 2 Powders, 2 Living Rooms, with Study & Theater Room, 3 Car Garage. Home Features: With Tin Roof on Front Porch, Gas Drops for Utility and Back Patio, Study Beam Ceiling and Bookshelves, Upgraded Carpet Selection, Upgraded Tile Selections and Placement Designs, Tankless Water Heaters, Granite Top on Tech Center, Cedar Overlay on Garage Doors, Hardwood Floors in Dining Room, Study, Entryway and Family Room, Upgraded Wrought Iron New Orleans Retro Entry Door. Contact Sandy Luedke Ideal Real Estate Group 214-476-1423 Sandy@IdealRealEstateGroup.com Mention This Reference Code upon Inquiry: LHT0008

Last Updated: 10/19/2009 2:23:57 PM

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First Time Buyers >Good Faith Estimates

Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.

If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.

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Q	To what process do the terms closing, escrow, settlement and passing papers refer?
A	These terms, which vary in different parts of the country, describe the conclusion of a real estate sale.
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Sandy Luedke, REALTOR�, real estate agent and broker for Flower Mound, Carrollton, Lewisville and Denton County, Texas home listings, property and land for sale

Sandy Luedke
Ideal Real Estate Group
3419 Cross Timbers Rd. #104
Flower Mound, TX 75028
469-635-3234
Fax: 888-324-3001
sandy@idealrealestategroup.com
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