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Find Out About the Latest Flower Mound, Carrollton, Lewisville and Denton County Area Homes for Sale Before Anyone Else! 

We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the Flower Mound, Carrollton, Lewisville and Denton County, Texas area MLS, and even later on the national listings web sites, if at all. 

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Real Estate Tips
Financing Your Home >Credit Card Mania

Most people know that a checkered credit history can disqualify you for a home loan, and maxed-out credit cards can do the same thing. But what most people don't know is that merely having a large number of credit cards, even with low balances and a history of timely payments, can disqualify you for a home mortgage loan just as quickly.

According to credit experts, having a number of credit cards can be just as detrimental to the granting of further credit as a history of late payments. Lenders look at it this way: If you have ten credit cards, each with a limit of $5,000, that means you have the potential to run up $50,000 in debt virtually any time you choose. That mere possibility makes you a greater risk, from their point of view.

The moral of the story? If you are planning to apply for a home loan in the future, keep only those credit cards you actually need to use and cancel the others.

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Real Estate Trivia
Q 
What is the most unusual maintenance project done once each year in the United States?

A 
The Niagara Falls is shut down for maintenance every year in the fall by diverting the flow of water for 24 hours using a massive series of pipes constructed in 1837.
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Sandy Luedke, REALTORŪ, real estate agent and broker for Flower Mound, Carrollton, Lewisville and Denton County, Texas home listings, property and land for sale

Sandy Luedke
Ideal Real Estate Group

3624 Long Prairie Rd., Suite 100
Flower Mound, TX 75022
214-476-1423
Fax: 888-324-3001
sandy@idealrealestategroup.com

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